Financial services aren’t as available as everyone would think. Although developed countries like the U.S. and China have been booming, there is a lack of advancement in the Global South. Primarily encompassing Latin America, Africa, Southeast Asia, and parts of the Middle East, the Global South typically faces more economic, social, and political challenges, including a lack of financial resources. However, NoOnes aims to solve these problems by providing a trading platform for the Global South and advocating for financial inclusion. 

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What is NoOnes

NoOnes is a peer-to-peer (P2P) crypto trading platform. Here, users can trade directly with each other, bypassing intermediaries. This allows them to avoid typical problems in traditional finance such as extensive know-your-customer (KYC) procedures, high fees, and long waiting times. Users of NoOnes can set their own trading terms and trade with whomever they want. They make it easier to access finance in one’s everyday life. 

Here’s an overview of their key features: 

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P2P Marketplace

NoOnes’ main feature is their P2P Marketplace. It allows users to buy and sell cryptocurrencies directly with one another. Rather than being forced to transact at a set price, NoOne’s allows users to set their own terms and negotiate. The marketplace also connects users from across the globe, allowing for cross-border trades with no restrictions. 

This feature works by allowing users to post buy/sell offers for their crypto. This is a fairly simple process where one chooses the crypto they wish to buy/sell, select the price at which they’d like to transact, and offer payment methods. Alternatively, users can also just browse existing P2P offers instead of posting their own. Once another party decides to respond to an offer, both parties can negotiate through an in-built chat feature. They can then finalize the transaction within the platform. Transactions in NoOnes are protected by an escrow system. Funds are held by a neutral party until the trade conditions are met to prevent fraud.

The P2P Marketplace also offers a wide selection of payment methods - and any new one that is in demand can be added upon contacting support. For example, users can transact through cash (Western Union, Moneygram), online wallets (PayPal, AliPay), bank transfer (InstaPay, SWIFT), e-wallets (Gcash, Maya), debit/credit cards (Visa, American Express), cryptocurrencies (USDT, USDC), and gift cards (Amazon, Apple). 

NoOnes also offers an alternative feature for buying/selling altcoins through its Silent Pool. The Silent Pool P2P marketplace for altcoins. Trades here are also not exposed publicly, which allows one to put big orders without moving market price. 

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Gift Cards

NoOnes also provides users the option to buy and sell gift cards using cryptocurrency. These gift cards can be redeemed at popular global retailers. Some examples of these include Amazon, iTunes, Apple Store, Steam Wallet, Razer Gold, Xbox, PlayStation, Sephora, Mastercard, and Walmart gift cards. NoOnes also offers some discounts of up to 10%. Additionally, these gift cards can also be used as a payment method in the P2P Marketplace. Through this feature, users can use their crypto for their everyday purchases without having to convert to fiat. 

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Convert Crypto

NoOnes allows users to convert one cryptocurrency into another instantly. This helps contribute to one's portfolio diversification and grants access to other blockchains’ ecosystems. It has a very simple process. Users select the cryptocurrency they have, the amount to be converted, and what cryptocurrency they want to convert to. They then just click “Convert” and NoOnes handles the transaction right away. Prices here are based on real-time market data, ensuring that users receive accurate conversion rates. NoOnes also offer competitive rates for its fees. As of August 23, 2024, converting $50 USDT to BTC will give $49.89 equivalent in Bitcoin, taking up the least fees compared to other exchanges. 

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Spot Exchange

Just like other crypto exchanges, NoOnes also offers a spot exchange for users who want to trade cryptocurrencies in real time. This works best for traders who want access to high-liquidity transactions with a low spread. The spot exchange facilitates immediate buying and selling of cryptocurrencies at the current market price. It also offers a variety of popular cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), BNB Chain (BNB), Solana (SOL), Ripple (XRP), Cardano (ADA), Polkadot (DOT), Avalanche (AVAX), Dogecoin (DOGE), and so on. 

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Virtual Visa Card

NoOnes also offers a Virtual Visa Card. This allows users to spend their cryptocurrency directly with any merchant that accepts Visa. The Virtual Visa Card converts crypto to fiat currency in real time, enabling users to shop online or pay for services in both digital and physical stores. Users can activate a Virtual Visa Card for only 1 USDT. Topping up transactions below $100 costs 2 USDT, while transactions above $100 incur a 1.5% fee. 

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Digital Wallet

NoOnes provides a secure, user-friendly digital wallet for managing and storing cryptocurrencies. It mainly supports BTC, ETH, Tether (USDT), and USD Coin (USDC). Users can manage their assets, send/receive crypto, and view their transaction history. Moreover, NoOnes allows its users to access the Bitcoin Lightning Network. The Lightning Network is a system built on top of Bitcoin that allows users to transfer BTC in a matter of seconds with low fees. Transfers using NoOnes’ digital wallet also offer competitive fees. As of August 23, 2024, sending $50 in BTC only costs $4.65. This is way cheaper compared to other wallets and exchanges, costing at around $6-7 for the same transaction. 

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Mobile Top-ups

NoOnes also enables users to use cryptocurrency to top up their mobile phones. With this feature, users can add credit (load) to their phones easily. Select a country and phone number, then choose whether to recharge one’s current balance or add a data plan. The phone will be credited instantly. It supports popular phone providers such as Smart, Globe, and DITO. 

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Finance shouldn’t be exclusive. By offering a wide variety of features, NoOnes aims to give anyone financial services at their fingertips. Whether it be an on-chain activity like trading/sending crypto or everyday life purchases, NoOnes offers a solution. For those looking to explore the world of finance, NoOnes is definitely worth a shot!

If one is looking to explore the world of decentralized finance and gain access to a variety of crypto-based services, NoOnes is the platform to get started. Whether trading, buying gift cards, or even topping up a mobile phone, NoOnes provides secure, flexible, and affordable solutions for all one’s financial needs. Join NoOnes today and take part in the age of financial inclusion!

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